Padiepal CL USD Wallet
Customers pay from their USD wallet and confirm with a one-time code sent to their email.
Payment Gateway API
Accept payments on your website or app with Padiepal
Padiepal Payment Gateway lets any business accept wallet, crypto and card payments through a simple REST API or a WordPress plugin. API keys are free, customers pay the transaction fees, and wallet and crypto payments settle instantly.
- Free API keys
- Customers pay the fees
- Instant wallet settlement
- WordPress plugin
# Create a payment session curl -X POST https://api.padiepal.com/api/v1/payment/create \ -H "X-API-Key: pk_live_..." \ -H "Idempotency-Key: ORDER-001" \ -H "Content-Type: application/json" \ -d '{ "amount": 25.00, "currency": "USD", "order_id": "ORDER-001", "callback_url": "https://yourstore.com/webhook", "redirect_url": "https://yourstore.com/thank-you" }' # Response: send the customer to payment_url { "status": "success", "payment_ref": "PAY-A1B2C3D4E5F6", "payment_url": "https://padiepal.com/merchant/pay/..." }
Payment methods
Let customers pay the way they want
One integration gives your customers four ways to pay on the secure Padiepal checkout page.
Padiepal Crypto Card
Customers pay with their Crypto Card and confirm with their card PIN.
Bank cards
Visa and Mastercard payments through Stripe or Flutterwave, completed securely on Padiepal.
Cryptocurrency
Bitcoin, USDT and other coins through CoinPayments, completed securely on Padiepal.
How it works
Go live in three steps
Your Padiepal account is your merchant account. There is no separate sign-up and no card data touches your server.
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Create a payment session
Your server calls the API with the amount and order ID and receives a secure payment link.
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Customer pays on the hosted page
Redirect the customer to the payment link. They choose a payment method and complete checkout.
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Receive a signed webhook
We notify your callback URL. Verify the signature with your secret key, then fulfil the order.
Settlement
When you get paid
Fees
Your customers pay the fees
All fees are already included in Padiepal. The transaction fee is paid by the customer, so you receive the full order amount.
Signed webhooks
Every notification is signed with your secret key.
Idempotent
Retry safely: the same order is never charged twice.
WordPress & WooCommerce plugin
Install the plugin, paste your API key and secret key, and start accepting payments without writing code.
Download pluginHire a developer
Prefer someone to do it for you? Our team can integrate the gateway on your website or mobile app.
Talk to usGet started
Generate your Merchant API keys
Enter your business details. You will log in to your Padiepal account to confirm, and your API key and secret key are created on your Developers page.
FAQ
Frequently asked questions
Is the Padiepal payment gateway free for merchants?
Yes. Creating API keys is free and the fees are already included in Padiepal: the customer pays the transaction fee, not the merchant.
Which payment methods can my customers use?
Customers can pay with their Padiepal CL USD wallet (confirmed with an email OTP), their Padiepal Crypto Card (confirmed with the card PIN), bank cards through Stripe or Flutterwave, and cryptocurrency through CoinPayments.
How fast do I receive my money?
CL USD wallet and CoinPayments payments settle instantly into your USD wallet, Crypto Card payments settle instantly into your crypto wallet, and bank card payments settle after 9 days.
Do I need a separate merchant account?
No. Your Padiepal account is your merchant account. Log in, open the Developers page and generate your API key and secret key.
I am not a developer. Can I still use it?
Yes. Use the Padiepal WordPress / WooCommerce plugin, or hire a Padiepal developer to integrate the gateway on your website or app.
How do I know a payment was successful?
Padiepal sends a signed webhook to your callback URL when a payment is completed. Verify the signature with your secret key, then fulfil the order.